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Luiz Fernando

Senior Full-Stack Software Engineer

Onboarding, payments, credit, remittances, and the operational systems that have to reconcile

Brazil, Remote

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Professional Summary

I am a senior full-stack engineer with more than 12 years shipping production software in money movement: identity and compliance onboarding at Coinbase, remittance ramps with MoneyGram, credit checkout at Provi, and benefits-card reconciliation at Platform Builders.

I care about conversion and correctness at the same time. I build the client, the API, and the edge cases in between, with TypeScript, React Native, Node, Go, and PostgreSQL.

Most recent role: Senior Software Engineer at Coinbase. I am targeting fintech product and platform teams.

Core Skills

Onboarding and conversion

Identity, compliance, and policy-driven user states. Storybook coverage for success, error, regional, and audit-sensitive variants

Payments and credit

Checkout, wire transfers, balances, credit applications, USDC ramps, and remittance flows across web and mobile

Operations

Payment reconciliation, benefits-card back office, PostgreSQL, and modernizing legacy finance workflows

Stack

TypeScript, React, React Native, Node.js, Go, GraphQL, REST, and agentic delivery with Claude, Cursor, and Codex

Selected systems

Professional Experience

Senior Software EngineerCoinbase

Jul 2025 to Jul 2026

Remote

  • Used a full AI workflow with Claude, Cursor, and Codex from discovery to production, including requirement shaping, spec drafting, implementation, review, and release readiness.
  • Made targeted backend adjustments with an AI assistant to help the team diagnose issues faster and unblock delivery.
  • Improved onboarding conversion by designing and shipping new pages and UX upgrades in onboarding flows that had been largely untouched for more than five years.
  • Owned and maintained critical onboarding journeys from sign-in through post sign-in, including identity, compliance, and policy-driven user states.
  • Built and scaled Storybook-based Unified Onboarding documentation and scenario coverage, with reusable stories for success, error, regional, and compliance variants to reduce regressions and speed delivery.

Senior Software EngineerCheesecake Labs

Jul 2024 to Jul 2025

Remote

  • Built full-stack fintech and blockchain features for the MoneyGram non-custodial wallet ecosystem serving remittance and digital asset use cases.
  • Delivered USDC on-ramp and off-ramp experiences on Stellar, covering transactional flows, edge cases, and integration touchpoints across services.
  • Researched onboarding and account workflows using Rust and Soroban to evaluate secure and scalable alternatives for future platform capabilities.
  • Coached engineers through pair and mob programming sessions and collaborated with senior stakeholders on roadmap priorities and implementation sequencing.

Technical LeaderProvi

Jan 2021 to Feb 2021

Sao Paulo, Brazil

  • Led engineering for educational financing and course-purchase platforms with direct impact on acquisition and conversion journeys.
  • Built credit application and checkout flows with TypeScript, Node.js, React, and PostgreSQL for reliable end-to-end operations.
  • Improved product usability and flow consistency by collaborating closely with product and design stakeholders.
  • Mentored engineers through planning, technical guidance, and structured code reviews to improve team output and confidence.

Senior Software EngineerPlatform Builders

Jan 2020 to Sep 2020

Sao Paulo, Brazil

  • Developed fintech back-office systems for payment reconciliation in benefits-card operations with high operational accuracy needs.
  • Built digital banking mobile features with React Native, including balances, wire transfers, and payment experiences.
  • Created shared component libraries for React and React Native to standardize implementation across products.
  • Built utility libraries for JavaScript and TypeScript to reduce duplicated logic and improve maintainability.

Education

B.Sc. in Computer Science

UNIBTA, Sao Paulo, Brazil, 2016 to 2020

Resume updated September 2026

Luiz FernandoSenior Full-Stack Software EngineerUpdated September 2026

Articles

Projects

APIs and mobile clients that stay reliable under real use.